Privacy Policy

1. Introduction

TaxByAkram ("we," "our," or "us"), operated by Shaik Akram Basha, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our tax consulting services in compliance with the Information Technology Act, 2000, Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, and the Digital Personal Data Protection Act, 2023 of India.

2. Information We Collect

We collect the following types of information:

2.1 Personal Information

• Full name and contact details (phone number, email address, postal address)
• PAN (Permanent Account Number) and Aadhaar details
• Bank account details and financial information
• Employment details and salary information
• GST registration details for business clients
• Investment and asset information
• Previous tax returns and assessment documents

2.2 Sensitive Personal Data

As per Rule 3 of the IT Rules, 2011, sensitive personal data includes financial information such as bank account details, income tax returns, and investment details. We collect this information only with your explicit consent and for the specific purpose of providing tax consulting services.

3. Purpose of Data Collection

We use your information for:

• Filing Income Tax Returns (ITR-1, ITR-2, ITR-3, ITR-4)
• GST registration and return filing (GSTR-1, GSTR-3B)
• Tax planning and advisory services
• Preparation of financial projections for loans and business purposes
• Responding to notices from Income Tax Department or GST authorities
• Communicating with you about our services
• Compliance with legal obligations under Indian tax laws

4. Legal Basis for Processing

Under the Digital Personal Data Protection Act, 2023, we process your data based on: (a) your explicit consent, (b) performance of a contract for tax services, (c) compliance with legal obligations under the Income Tax Act, 1961, and GST Act, 2017, and (d) legitimate interests in providing professional tax consulting services.

5. Data Storage and Security

We implement reasonable security practices as mandated under Rule 8 of the IT Rules, 2011:

• Encrypted storage of all sensitive personal data
• Password-protected access to client files
• Regular security audits and updates
• Restricted access only to authorized personnel
• Secure communication channels for document transfer

Your data is stored in India and is not transferred outside India without your explicit consent, in compliance with cross-border data transfer regulations.

6. Data Retention

As per Section 149 of the Income Tax Act, 1961, tax records may be required for assessment purposes for up to 10 years. We retain your data for the duration necessary to fulfill the purposes outlined in this policy and as required by Indian tax laws. Upon request, we will delete your data that is no longer required for legal compliance.

7. Disclosure of Information

We may disclose your information to:

• Income Tax Department and GST authorities as part of return filing
• Government bodies when required by law or legal process
• Professional advisors (CAs, lawyers) with your consent for complex matters
• Service providers who assist in our operations under confidentiality agreements

We do not sell, trade, or rent your personal information to third parties for marketing purposes.

8. Your Rights

Under the Digital Personal Data Protection Act, 2023, you have the right to:

• Access your personal data held by us
• Correct inaccurate or incomplete data
• Withdraw consent at any time (subject to legal retention requirements)
• Request erasure of data not required for legal compliance
• Receive information about data processing activities
• Lodge a grievance with us or the Data Protection Board of India

9. Grievance Officer

In accordance with the IT Rules, 2011, and DPDP Act, 2023, our Grievance Officer is:

10. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

11. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us via WhatsApp at +91 99499 47465 or visit our website at taxbyakram.com.